What is an Exemption?

The Affordable Care Act (ACA) requires individuals to have health insurance coverage that qualifies as “minimum essential coverage” or pay a tax (also called the “individual shared responsibility payment”). However, under a few special circumstances, an individual may not have to pay the tax even though he or she did not have health insurance coverage for part or all of the year. This is referred to as exemptions from the individual shared responsibility.

How do I apply for an exemption from having health insurance?

Please see a list of all FAQs .