Small business
health insurance
for employers
Affordability
Flexibility
Guidance
HSRI for Employers connects you with heath and dental insurance from these companies:
About HSRI
HSRI for Employers is Rhode Island’s full-service health insurance marketplace for businesses with 1-50 employees. Our mission is to lower costs, promote health, and eliminate obstacles to getting health care coverage for employers and employees. We offer medical and dental options, and ancillary insurance, from trusted carriers. Whichever business health insurance plan you choose, your employees will get essential health benefits, including doctor visits, hospitalizations, maternity care, ER visits, and prescriptions.
About HSRI
HSRI for Employers is Rhode Island’s full-service health insurance marketplace for businesses with 1-50 employees. Our mission is to lower costs, promote health, and eliminate obstacles to getting health care coverage for employers and employees. We offer medical and dental options, and ancillary insurance, from trusted carriers. Whichever business health insurance plan you choose, your employees will get essential health benefits, including doctor visits, hospitalizations, maternity care, ER visits, and prescriptions.
Why HSRI
For Brokers
HealthSource RI for Employers is committed to helping licensed insurance brokers better serve their clients and easily connect with new ones. When you partner with HSRI for business health insurance, you’ll gain access to in-person broker training and ongoing support for your staff and clients. We offer streamlined quoting from multiple carriers with one census. Plus, our Full Choice program allows you to customize plan offerings, and there are no minimum participation requirements for your clients. Our modern employer contribution model lets your clients determine their healthcare budget now and in the future. Carriers continue to pay commission directly to you.
For Brokers
HealthSource RI for Employers is committed to helping licensed insurance brokers better serve their clients and easily connect with new ones. When you partner with HSRI for business health insurance, you’ll gain access to in-person broker training and ongoing support for your staff and clients. We offer streamlined quoting from multiple carriers with one census. Plus, our Full Choice program allows you to customize plan offerings, and there are no minimum participation requirements for your clients. Our modern employer contribution model lets your clients determine their healthcare budget now and in the future. Carriers continue to pay commission directly to you.
RI Small Employers
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Renewal Rate
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Plan Satisfaction
What health insurance options are available to small businesses in Rhode Island?
Rhode Island businesses with 1 to 50 eligible employees may be able to offer small-group health insurance through HealthSource RI. Employers can compare available plans, determine their contribution amount, and provide employees with coverage options that fit different healthcare needs.
Can employees choose different health insurance plans?
Depending on the employer’s selected coverage approach, employees may be able to choose from multiple participating health plans. This gives employees greater flexibility while allowing the business to set a defined contribution toward the cost of coverage.
How much does a small business need to contribute toward employee health insurance?
Employer contribution requirements can depend on the plans and coverage options selected. Businesses can generally choose how much they contribute while employees pay the remaining portion of their premiums. A broker or HealthSource RI representative can help explain current participation and contribution requirements.
