Full Choice

Meet Full Choice. It’s a magical blend of predictable costs for you and flexible options for your employees. 

Here’s how it works:

1. You decide how much you want to spend
2. Your employees pick any plan from multiple health insurance companies
3. They pay the difference between what you pay and the cost of their plan
4. You write one check to HealthSource RI.

It’s that easy. And you can only get this kind of flexibility from HealthSource RI.

Ready to get started?

For more information or to set up an in-person appointment, call our Business Engagement Team at 1-855-683-6757. Already working with a broker? Ask him or her about HealthSource RI for Employers.

The following case study illustrates how Full Choice works:

Michael owns two restaurants in Providence. He selects a plan that costs an average of $500 per month per employee. He decides to contribute 65% (about $325 per month) toward each employee’s premium. 

Michael chooses the contribution option that best suits his business needs. Michael can choose from either composite average rating or list bill rating options. Employees will have the same rate or an age-based rate, respectively. 

Michael’s employees can either pick the health insurance plan he selected or choose another plan, using Michael’s chosen employer contribution to help pay the monthly premium. If the plan they select is more expensive, the employee pays more out of their paycheck. If the plan is less expensive, the employee pays less. 

Even better – Michael writes a single check to HealthSource RI and his employees can call our Business Engagement Team if they have questions or need support.

You can enroll at any time of the year during your annual renewal period, or you can move to HealthSource RI at any time during the year.

For more information or to set up an in-person appointment, contact your broker, or call our Business Engagement Team at 1-855-683-6757.