New State Savings Make HealthSource RI Coverage More Affordable.
Stay connected to us… and stay covered.
| A Message from HSRI Director Lindsay Lang |
For the 2027 Open Enrollment period, which runs November 1, 2026 through January 31, 2027, Rhode Islanders have a new way to save on health coverage through HealthSource RI. The Rhode Island Marketplace Affordability Program (RIMAP) provides new state financial assistance to help make health insurance more affordable. The program was created in response to the expiration of enhanced federal premium tax credits, which increased health insurance costs for many Rhode Islanders in 2026.
Starting in January 2027, RIMAP is expected to help more than 20,000 eligible current and former HealthSource RI customers afford health coverage. For many customers, RIMAP assistance will be in addition to federal tax credits. Other state affordability programs are also available, including premium assistance for eligible parents and caretakers of children enrolled in Medicaid.
Watch the video, explore the FAQs and information below to learn more about RIMAP, who may qualify, and how much you could save.
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Frequently Asked Questions
Below are some questions we anticipate you may have about RIMAP and other assistance that is available starting in January 2027. As always, our Contact Center staff and Navigators are ready to help with your questions and are committed to helping you every step of the way so do not hesitate to reach out. Check back frequently to stay up to date about changes for this year’s open enrollment.
What is RIMAP?
RIMAP is a state program that helps lower monthly health coverage costs for eligible Rhode Islanders who enroll in coverage through HealthSource RI.
Could I qualify for extra savings?
You may qualify if your household income is:
- Under 200% of the federal poverty level. For example, an individual earning about $31,920 per year or a family of four earning about $64,000 per year may be eligible. OR
- Over 400% of the federal poverty level, if an average plan would cost you more than 18% of your income. For example, an individual earning more than $63,840 per year or a family of four earning more than $132,000 per year may be eligible depending on age and income.
How much could I save through RIMAP?
Examples:
An individual earning $31,000 per year could save about $119 per month on health coverage, in addition to federal tax credits.
A family of 4 earning $64,300 per year could save about $133 per month on health coverage, in addition to federal tax credits.
A couple ages 61 and 62, earning $85,000 per year, could save about $1000 per month on health coverage.
Note: These are examples only. Your actual savings will depend on your exact household size, income, and the plan you choose. Find out how much you could save at HealthSourceRI.com/Calculator.
Do I need to do anything?
Check how much you can save:
⟶ Find out at HealthSourceRI.com/Calculator
⟶ Take action starting November 1st!
⟶ Enroll by January 31, 2027
Shop early!
Enroll and pay by December 23rd to receive your insurance card before January 1st.
What is the Parent/Caretaker Premium Assistance Program?
If your child is enrolled in Medicaid, you may be able to get help paying for your own health insurance.
The Parent/Caretaker Premium Assistance Program helps eligible parents and caretaker relatives who are not eligible for Medicaid but have household income at or below 175% of the Federal Poverty Level (FPL) (for instance, $37,870 for a family of two or $57,750 for a family of four). If you qualify, the program helps lower the cost of an eligible Silver health plan purchased through HealthSource RI. This assistance is in addition to federal tax credits and may also be combined with RIMAP state savings.
Need help?
Call us at 1-855-840-4774 or dial 211 to book a one-on-one appointment with a Navigator. Our Contact Center is open Monday through Friday, 8 a.m. to 6 p.m. During Open Enrollment, hours are extended for your convenience.
Important Notices and Resources
Check back here to view copies of notices you can expect to see from us as we release them.
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