Financial Assistance for Families with Employer Health Coverage

Thanks to recent changes, many more individuals and families can get financial help to access high-quality health coverage through HealthSource RI. You and/or others in your household may qualify for premium tax credits, even if you weren’t eligible before.

Previously, you and your household members may not have qualified for financial assistance through HealthSource RI if you were offered coverage through your employer. Due to new rules in 2023, you may still qualify for financial assistance in the form of premium tax credits if the health coverage your employer offers you and/or your family members is considered unaffordable based on federal guidelines. To learn more about the affordability guidelines, click here.

Not sure if your coverage is considered affordable?

Not sure if your coverage is considered affordable? Use our Employer-Based Coverage Affordability Calculator Tool to determine if you and your family are eligible for financial assistance through HealthSource RI.

You can enter your Employer Coverage information into your enrollment application, and our system will determine if you still qualify for financial assistance or not. This would be based on the affordability guidelines that relate to the Employer-Based Coverage Affordability tool (noted above). If you need assistance to see whether you are eligible for financial assistance through HealthSource RI, please call us at 1-855-840-4774. When you call, make sure to say you would like to check the affordability of your employer coverage for all family members. You can also visit our Contact Us page to learn about additional ways to get help.